Blogspot.com consolidation federal government loan site

Prepared by staff of the Dallas Public Library's
Grants Information Service.

The document you are now viewing is a pathfinder, which provides information about government grants and other forms of assistance for small businesses, nonprofits and individuals.

A grant is a sum of money which is made available to an individual or institution in order to advance the goals and purposes of the organization making the money available. While it does not need to be paid back, there are often very strict reporting requirements. The grantor will generally require thorough accounting for how the money was spent as well as documentation of outcomes. In other words they will want to know--Were your stated goals accomplished?

In general, grants come from three sources: 1) government agencies, 2) private foundations, 3) corporate giving programs. Government agencies grant money mainly to organizations that can assist it to realize the objectives for which the agency was created. (For example, the Department of Agriculture makes money available to strengthen the rural economy.) Private foundations are established by wealthy individuals for charitable purposes. (For example, The Bill & Melinda Gates Foundation funds medical programs to help people in Third World countries. It also makes information technology available to communities that lack access to computers and the Internet.) And finally, corporations sometimes establish their own charitable foundations or community outreach programs.

This pathfinder will focus on government grants. If you notice omissions or have ideas or suggestions, please send us an email.

1) Are there government grants for small businesses?

The availability of government grants to individuals for the purpose of starting a small business has been exaggerated. The Small Business Development Center at Northeast Texas Community College advises, "Contrary to popular belief, grants of cash for businesses are virtually nonexistent. There are rare instances where a cash grant has been given for some highly specialized type of business or for some unusual situation, but for the great majority of business situations, there are no cash grants." Robert Longley, a subject specialist at About.com is similarly skeptical. His article, Federal Grants: No Free Lunch, offers a realistic overview, noting that "Most federal grants are awarded to organizations planning major projects of benefit to their community."

The US General Services Administration publishes a comprehensive directory of all federal grants, called the Catalog of Federal Domestic Assistance (CFDA). Note that the CFDA site is sometimes slow to appear in your web browser; be patient. An annual, printed edition is available at the Service Desk on the 6th floor of the J. Erik Jonsson Central Library. Note that this information is freely available online. You don't need to pay for it. You may wish to browse the programs aimed at business and commerce and small businesses.

New federal grants programs are announced in the Federal Register. To search the online version, choose the advance search, limit your search to "notices" and search for "grants" or "notification of funding opportunities". It is also available in printed form on the 6th floor of the J. Erik Jonsson Central Library. Or, sign up for the free Federal Grants Notification Service at www.grants.gov.

Please note the following truisms about government grants:

The Small Business Administration website states: "At this time, Congress has not set aside any monies for grants to start and/or expand a small business. The U.S. Government does have grants that meet other purposes not related to business needs. The following website contains some of those resources: http://www.sba.gov/financing/basics/grants.html."

There are many sources of advice and assistance available to small businesses. Please see our pathfinder called, Starting a Small Business in Dallas: A Resource Guide. It also includes information about sources of funding.

In addition to the CFDA, there are several commercially published titles available for browsing from the Service Desk in the Government Publications on the 6th floor of the Dallas Public Library.

2) Are there government grants available for education?

In order to learn about government grants available for those wishing to further their education, we recommend you visit the History & Social Sciences unit located on the 8th floor of the J. Erik Jonsson Central Library. This floor is home to an excellent collection of scholarship directories. In addition, we suggest you visit the financial aid office of the institution where you hope to attend school. The discussion below is mainly limited to government programs and a few area nonprofits.

AGENCIES, PROGRAMS & ORGANIZATIONS

The US Department of Education has established a network of Educational Opportunity Centers around the country. Educational Opportunity Centers primarily serve displaced or underemployed workers from families with incomes under $24,000. These Centers help people choose a college and a suitable financial aid program. They can also help you to get into a vocational training program or trade school. Some programs are targeted especially to veterans of the armed services.

The government has programs that let you earn college tuition while doing some form of community service:

Dallas is home to the League of United Latin American Citizens' National Education Center, which has information about scholarships for individuals of Hispanic background. For African-Americans, there is the United Negro College Fund. Women may be interested in scholarships offered by the American Association of University Women (AAUW).

To find library books, we suggest browsing by subject.
Click on the link below, to view catalog records for the newest books in our collection.

3) Are there government grants available for artists and writers?

Although there are a number of government grant programs available to help artists, they tend to be very competitive. Some cities, including Dallas, sponsor and fund public arts programs.

Agencies & Organizations

To find local arts organizations, search our Community Information Database using the subject headings art, arts and crafts, books or literary interest, dance, historical preservation, photography, theater or visual arts.--
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4) Are there government grants available for purchasing or repairing a house?

Programs aimed at assisting the needy, elderly or disabled with fixing up their houses or providing adaptive aids (e.g. wheelchair ramps or grab-bars) are listed below. Some groups also help with short-term utility assistance or provide help to make your home more weather tight, which can reduce your utility bill. (You may be interested in our affordable housing pathfinder.)

Agencies, Programs & Organizations

Benefits.gov (Federal)
Center for Housing Resources (Nonprofit)
Dept .of Aging & Disability Services (State of Texas)
Emergency Home Repair, Inc. (Nonprofit)
Weatherization Assistance Program (Dallas County)
Dallas Ramp Project (Nonprofit)
Dallas Urban League - Energy Assistance Referrals (Nonprofit)
Habitat for Humanity (Nonprofit)
Home Repair Assistance & Weatherization (Texas Department of Housing & Community Affairs)
Minor Home Repair Coalition (Community Council of Greater Dallas)
People Helping People (City of Dallas & Local Nonprofits)
Social Services Units (City of Dallas)

Be aware that unscrupulous individuals often prey upon homeowners in the wake of a natural disaster, such as a hurricane. The Federal Trade Commission has published an informative online alert, After a Disaster: Repairing Your Home, which explains how to avoid getting ripped off.

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5) Are there government grants available for nonprofit organizations?

Grant money for nonprofit organizations is available through foundations, corporate giving offices and government agencies. Please refer to the Dallas Public Library's Grants Information Service and to the Federal government's nonprofit portal for further information. Of particular interest to many nonprofits is the Center for Faith-Based & Community Initiatives.

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6) Are there government grants available for refurbishing a playground or building?

There are a number of interesting programs hosted by nonprofit associations as well as programs funded by local, state and federal government agencies. The links below offer only a sampling of the programs that currently exist to fund community-based projects. Many foundations are willing to fund this kind of program. Please refer to the Dallas Public Library's Grants Information Service, for further ideas and resources.

BOOKS

Grants for Community and Economic Development, Housing and Employment. (307.12 G764 2001)
Grants for Recreation, Sports & Athletics (790.0691 G764 2001)

USEFUL WEBSITEs

Many corporations give back to the communities where they do business, by making small grants to nonprofits and/or by encouraging their employees to volunteer.

Public and private schools can also qualify for small grants that will pay for establishing a program that teaches about gardening or about wildlife habititat.

Captain Planet Foundation
Kid's Gardening (National Gardening Assn. & Home Depot)
Schoolyard Habitat Grant (National Wildlife Federation)

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7) Can I get a free, personal computer?

In some instances, charities will assist nonprofit organizations, schools, or people with certain disabilities to acquire computing technology and software. Several are listed below, along with programs that collect used computer equipment donated for charitable purposes. We are not aware of any government programs that provide computers to individuals.

Bill & Melinda Gates Foundation
Business Access
Computers for Schools
Dallas Area Technology Alliance
FUTR (Foundation for Uniting Technology with Recipients, Inc.)
Gifts In Kind
IBM Foundation
Office of Educational Technology
TechMission (Association of Christian Community Computer Centers)
TechSoup (The Technology Place for Nonprofits)
Texas Center for the Physically Impaired

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8) Is there one form that I can fill out to apply for government grants?

Application requirements for federal grants are spelled out in the Catalog of Federal Domestic Assistance. Many but not all, use the Standard Form 424, Application for Federal Assistance. The OMB Grants Management Page also has a selection of forms related to grants.

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9) What about government programs that favor minority- or women-owned businesses?

Women- or minority-owned small businesses wishing to contract with municipal, state or federal government agencies, may wish to investigate programs that encourage government agencies to contract with HUBs (Historically Underutilized Businesses). Relevant resources are listed below.

BOOKS

To find library books, we suggest using the Browse link under the Search tab.
Click on the link below to view catalog records for the newest books in our collection.

Typical titles include:

Win government contracts for your small business. (658.804 D574W 2003)
Government proposals : cutting through the chaos. (658.804 S528G 2001)
Government contracts in a nutshell. (346.73023 K44G 2000)

useful websites

Center for Government Contracting (Bill Priest Institute, Dallas)
Dallas Alliance for Business Development (Local Government Agencies)
Federal Business Opportunity (Federal Interagency Collaboration)
Information for Small Businesses (US Department of Housing & Urban Development)
Texas Building & Procurement Commission
US Business Advisor (US Small Business Administration)
Vendor Registration (City of Dallas)
Women & Minority Owned Businesses (State of Texas)

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10) What government benefits am I eligible for?

There are several online tools that provide a portal to government benefits information, including the following:

Benefits.gov (Federal)
State of Texas Assistance & Referral System (STARS)

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government grants

Blogspot.com consolidation federal government loan site

Government Grants: A Resource Guide.